Disclosures

Agent Nucleus (“we,” “us,” “our”) provides technology, marketing, educational resources, and access to contracted insurance carriers for licensed agents and advisors. Certain leaders and team members affiliated with Agent Nucleus are licensed insurance professionals and may develop, sell, or advise on insurance products. The following disclosures explain our relationships, limitations, and compliance practices.

1. Licensed Professionals & Product Development

Some individuals affiliated with Agent Nucleus are licensed insurance and financial professionals. They may:
➤ Design, sell, or recommend insurance products
➤ Provide guidance based on professional licensing and experience

Any product sales, recommendations, or client interactions conducted by these individuals are in their capacity as licensed agents, not as representatives of Agent Nucleus. Agent Nucleus does not underwrite, issue, or guarantee insurance products.

2. Carrier Logos & Brand Materials

All carrier logos, trademarks, and brand names displayed on this Site:
➤ Are the property of their respective insurance carriers or partners
➤ Are used solely for informational, identification, or marketing purposes
➤ Do not imply endorsement, approval, or partnership beyond standard contracting relationships

Use of any logos outside Agent Nucleus materials may require direct carrier authorization.

3. Role of Our Platform

Agent Nucleus provides:
➤ Access to contracted insurance carriers
➤ Marketing and support
➤ Training, tools, and educational content
➤ Technology solutions

We do not provide legal, tax, financial, or investment advice. Agents are responsible for compliance with licensing requirements, state regulations, and carrier-specific rules.

4. Compensation & Overrides

Agent Nucleus, powered by Madivio, may receive:
➤ Commissions or overrides from carriers
➤ Marketing allowances or performance-based compensation
➤ Technology or administrative fees
➤ Affiliate commissions

Compensation does not increase costs for end consumers. Individual agent earnings vary based on contract levels, carrier rules, licensing, and production.

5. Accuracy of Product Information

Insurance product details—including rates, riders, underwriting guidelines, and availability:
➤ Are provided by carriers
➤ May vary by state, issue age, risk class, or appointment status
➤ May change at any time without notice

Agents must verify product details with carriers or official carrier materials prior to client presentation.

6. Training, Tools, & Educational Content

All Site content—including training, marketing materials, product summaries, and compliance notes—is for educational purposes only.

It does not constitute:

➤ Legal, tax, or financial advice
➤ A guarantee of product availability, issuance, or underwriting outcomes

Agents remain solely responsible for compliance with state laws, carrier rules, and professional standards.

7. Third-Party Tools, Integrations & Data

The Site may include:
➤ Quoting platforms
➤ CRM systems
➤ Analytics or tracking tools
➤ Embedded third-party content

These services may collect cookies, usage data, or other identifiers under their own privacy policies. Agent Nucleus is not responsible for third-party content, privacy practices, or functionality.

8. Earnings & Results

Any references to agent earnings, commissions, or production results:
➤ Are illustrative and not guaranteed
➤ Depend on individual effort, licensing, market conditions, and consumer demand

Agents are solely responsible for their sales performance and client relationships.

9. Compliance & Regulatory Requirements

Agents using this platform must comply with:
➤ State Department of Insurance rules
➤ Carrier-specific regulations and appointment requirements
➤ NAIC model regulations, where applicable
➤ Advertising and marketing guidelines

Agent Nucleus may modify or remove content to maintain compliance.

10. Privacy & Data Use

Your use of Agent Nucleus is subject to our Privacy Policy and Cookie Policy, which describe how we collect, use, and protect personal information.

11. No Endorsements

Mention of carriers, products, or third-party platforms does not imply:

➤ Endorsement or recommendation
➤ Approval of agent actions
➤ Guarantee of product performance

All product decisions remain the responsibility of the licensed agent.

12. Contact Information

Agent Nucleus
55 West St., Suite 201
Walpole, MA 02081

For questions or concerns, please use the contact form available on our website.