Insurance Insider Editorial Team – Updated: Feb. 7, 2025
Before You Quote U65 Health, Start Here
When U65 health breaks down, agents lose deals and clients lose care. Our Accident and Specified Disease plans fix both — with protection clients can use and income agents can count on.
Before You Quote U65 Health, Start Here
When U65 health breaks down, agents lose deals and clients lose care. Our Accident and Specified Disease plans fix both — with protection clients can use and income agents can count on.

Call Me Directly: Dylan Jolley – (800) 224-9205
Regional Director – MedMutual Protect

Meanwhile, Millions Are Being Priced Out of Coverage
The market has shifted. Under-65 clients are getting squeezed by rising premiums, tighter networks, and tougher eligibility. Top producers are responding with smarter bundles that close gaps, meet compliance, and build steady, year-round income.

Consistently Reliable and Effective
"I’ve been impressed with how Med Mutual Protect has evolved over the years. I turn to them time and again to help my clients, and their Specified Disease product is a very strong offering. They’re a great carrier to work with."

Luke Medlin
Independent Broker

Turning Challenges into Real Protection
Agents are facing real challenges, and the right coverage makes all the difference. These plans provide actionable solutions that actually protect clients and simplify the selling process.
✦ Accident Protection
Guaranteed Issue — no Medical Underwriting
Deductibles Ranging from $0 - $5000
Options from 80%–100% Protection after Deductible
Chosen Deductible is Calendar Year up to $1M
Care Start to Finish Both Inpatient and Outpatient
Covers Ambulance, ER, Surgery, ICU & more
Includes Physical Therapy and Follow up Care
Optional AD&D
✦ Specified Disease
Covers 20+ Major Conditions, Including the Big 3
Includes Diabetes, Gastrointestinal Disease, and Gout
Deductibles Range from $0-$5000
Options from 80%–100% Protection after Deductible
Chosen Deductible is Calendar Year up to $1M
Care Start to Finish Both Inpatient and Outpatient
Covers Ambulance, ER, Surgery, ICU & more
Optional Cancer First Occurrence benefit
Optional Indemnity Options and More
💡 Med Mutual: Unlike any other Critical Illness, Specified Disease, or Accident product you sell. This isn’t a limited lump-sum policy. It works like real insurance, with a calendar-year deductible and up to $1 million in annual coverage and $5 million lifetime protection.
MedMutual Protect + CHO = the ⚡Power Pack
Bridging the Coverage Gap
When coverage fails, deals stall and clients suffer. Partnered with CHO, these plans act like a bridge: straightforward, predictable, and designed to deliver benefits your clients will actually use.

CHO ACA Alternative
No Copay Wellness Visits
Unlimited Low Copay Office & Specialist visits
Urgent Care
Labs and X-Rays
Prescription coverage
Virtual Care – No Cost 24/7 Telemedicine
Discounts on Dental, Vision, Imaging, Labs, and Medical Supplies
Optional Indemnity
Optional add-ons: Dental & Vision Insurance


A Game Changer for My Clients
"I have specialized in employee benefits for over 10 years, and these medical plans have been a valuable asset for my agency and clients. The CHO plans let my clients offer affordable, quality benefits that truly meet their needs."

Cory Matt
CEO, The Livan Agency
Trusted by Working Agents
Just honest feedback from people in the field.
They Solve Real Problems
Great company with outstanding products. They truly understand what agencies and consumers need and always focus on delivering the best possible solutions with professionalism and genuine care.

Art Reaume
CEO, Reaume Insurance Agency
Flexible and Creative Solutions
I’ve written Med Mutual Protect for over twelve years, and their product portfolio lets me serve consumers in many unique ways. Their flexibility as a carrier gives me room to get creative and design the right health insurance solutions for my clients.

Blake Heenan
Independent Broker
Why Top Agents Choose the ⚡Power Pack
For agents serious about winning U65 clients, the ⚡Power Pack is a must-have: simplified underwriting, strong coverage, and real-world client value.
✔ Trusted Backing
Choice Health + MedMutual Protect — decades of credibility.
✔ Client Friendly
Clients access no cost preventative and unlimited copays.
✔ Seamless Approval
Features two Guarantee Issue and one Simplified Underwritten Plan.
✔ Affordable
Affordability that meets most single,
couple, and family budgets.
✔ Strong Protection
Features strong 1M Year / 5M Lifetime client security.
✔ Optional Protection
Indemnity, Delta Dental, Vision, and
more options.
Let’s Get You Started
Complete the form below to start selling our premier product lines today. Prefer a conversation first? Get in Touch: Dylan Jolley (800) 224-9205
*Coverage, limits, and exclusions vary based on plan selected. Refer to the policy for full terms.
©2026 Agent Nucleus
CHO + MedMutual Protect
Brought to you by Agent Nucleus
Made with ❤️ for our insurance heroes.