Insurance Insider Editorial Team – Updated: Feb. 7, 2025

Before You Quote U65 Health, Start Here

When U65 health breaks down, agents lose deals and clients lose care. Our Accident and Specified Disease plans fix both — with protection clients can use and income agents can count on.

Before You Quote U65 Health, Start Here

When U65 health breaks down, agents lose deals and clients lose care. Our Accident and Specified Disease plans fix both — with protection clients can use and income agents can count on.

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Call Me Directly: Dylan Jolley – (800) 224-9205

Regional Director – MedMutual Protect 

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Meanwhile, Millions Are Being Priced Out of Coverage

The market has shifted. Under-65 clients are getting squeezed by rising premiums, tighter networks, and tougher eligibility. Top producers are responding with smarter bundles that close gaps, meet compliance, and build steady, year-round income.

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Consistently Reliable and Effective

"I’ve been impressed with how Med Mutual Protect has evolved over the years. I turn to them time and again to help my clients, and their Specified Disease product is a very strong offering. They’re a great carrier to work with."

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Luke Medlin

Independent Broker

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Turning Challenges into Real Protection

Agents are facing real challenges, and the right coverage makes all the difference. These plans provide actionable solutions that actually protect clients and simplify the selling process.

Accident Protection

  • Guaranteed Issue — no Medical Underwriting

  • Deductibles Ranging from $0 - $5000

  • Options from 80%–100% Protection after Deductible

  • Chosen Deductible is Calendar Year up to $1M

  • Care Start to Finish Both Inpatient and Outpatient

  • Covers Ambulance, ER, Surgery, ICU & more

  • Includes Physical Therapy and Follow up Care

  • Optional AD&D

Add to Portfolio

 Specified Disease

  • Covers 20+ Major Conditions, Including the Big 3

  • Includes Diabetes, Gastrointestinal Disease, and Gout

  • Deductibles Range from $0-$5000

  • Options from 80%–100% Protection after Deductible

  • Chosen Deductible is Calendar Year up to $1M

  • Care Start to Finish Both Inpatient and Outpatient

  • Covers Ambulance, ER, Surgery, ICU & more

  • Optional Cancer First Occurrence benefit

  • Optional Indemnity Options and More

Add to Portfolio

💡 Med Mutual: Unlike any other Critical Illness, Specified Disease, or Accident product you sell. This isn’t a limited lump-sum policy. It works like real insurance, with a calendar-year deductible and up to $1 million in annual coverage and $5 million lifetime protection.

MedMutual Protect + CHO = the ⚡Power Pack

Bridging the Coverage Gap

When coverage fails, deals stall and clients suffer. Partnered with CHO, these plans act like a bridge: straightforward, predictable, and designed to deliver benefits your clients will actually use.

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    CHO ACA Alternative

    • No Copay Wellness Visits

    • Unlimited Low Copay Office & Specialist visits

    • Urgent Care

    • Labs and X-Rays

    • Prescription coverage

    • Virtual Care – No Cost 24/7 Telemedicine

    • Discounts on Dental, Vision, Imaging, Labs, and Medical Supplies

    • Optional Indemnity

    • Optional add-ons: Dental & Vision Insurance

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    A Game Changer for My Clients

    "I have specialized in employee benefits for over 10 years, and these medical plans have been a valuable asset for my agency and clients. The CHO plans let my clients offer affordable, quality benefits that truly meet their needs."

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    Cory Matt

    CEO, The Livan Agency

    Trusted by Working Agents

    Just honest feedback from people in the field.

    They Solve Real Problems

    Great company with outstanding products. They truly understand what agencies and consumers need and always focus on delivering the best possible solutions with professionalism and genuine care.

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    Art Reaume
    CEO, Reaume Insurance Agency

    Flexible and Creative Solutions

    I’ve written Med Mutual Protect for over twelve years, and their product portfolio lets me serve consumers in many unique ways. Their flexibility as a carrier gives me room to get creative and design the right health insurance solutions for my clients.

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    Blake Heenan

    Independent Broker

    Why Top Agents Choose the ⚡Power Pack

    For agents serious about winning U65 clients, the ⚡Power Pack is a must-have: simplified underwriting, strong coverage, and real-world client value.

     Trusted Backing

    Choice Health + MedMutual Protect — decades of credibility.

    ✔ Client Friendly

    Clients access no cost preventative and unlimited copays.

     Seamless Approval

    Features two Guarantee Issue and one Simplified Underwritten Plan.

    ✔ Affordable

    Affordability that meets most single,

    couple, and family budgets.

     Strong Protection

    Features strong 1M Year / 5M Lifetime client security.

     Optional Protection

    Indemnity, Delta Dental, Vision, and

    more options.

    Let’s Get You Started

    Complete the form below to start selling our premier product lines today. Prefer a conversation first?  Get in Touch:  Dylan Jolley (800) 224-9205

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    *Coverage, limits, and exclusions vary based on plan selected. Refer to the policy for full terms.

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