• Live Product Overviews
    • 1-800-224-9205

    Live Product Overviews for Under-65 Health Solutions

    A live, step-by-step breakdown of how to position, quote, and bundle these plans as U65 options get more expensive, restricted, and harder to place.

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    Loved by agents across the country – Hear from your peers ➜

    Meet the Experts Guiding You

    Our leadership team has decades of experience helping agents navigate the U65 market, position real solutions, and deliver coverage clients can actually use. See who’s behind the plans and why they matter.

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    Kathy Casale

    CEO – Founder

    CHO Health

    Kathy Casale leads CHO with nearly 35 years in health insurance. She builds real-world products focused on closing coverage gaps for individuals and businesses, delivering practical solutions and trusted guidance.

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    Dylan Jolley

    Regional Director

    MedMutual Protect

    Dylan Jolley is a health insurance leader with nearly a decade of experience. He helps agents and clients navigate complex coverage needs with confidence, delivering practical solutions and expert support.

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    Dr. Bill Hennessey, MD

    Brand Ambassador 

    CHO Health

    Dr. Bill Hennessey, MD is a leading voice in healthcare advocacy, widely known for exposing billing abuses and educating patients nationwide. He has been featured on Dr. Phil  and other major media outlets.

    Meet the Experts Guiding You

    Our leadership team has decades of experience helping agents navigate the U65 market, position real solutions, and deliver coverage clients can actually use. See who’s behind the plans and why they matter.

    Kathy Casale PP-1.png

    Kathy Casale

    CEO – Founder

    CHO Health

    Kathy Casale leads CHO with nearly 35 years in health insurance. She builds real-world products focused on closing coverage gaps for individuals and businesses, delivering practical solutions and trusted guidance.

    Dylan Jolley Profile2.png

    Dylan Jolley

    Regional Director

    MedMutual Protect

    Dylan Jolley is a health insurance leader with nearly a decade of experience. He helps agents and clients navigate complex coverage needs with confidence, delivering practical solutions and expert support.

    Dr. Bill H PP-1.png

    Dr. Bill Hennessey, MD

    Brand Ambassador 

    CHO Health

    Dr. Bill Hennessey, MD is a leading voice in healthcare advocacy, widely known for exposing billing abuses and educating patients nationwide. He has been featured on Dr. Phil  and other major media outlets.

    What We’ll Cover in the Live Overview

    Step-by-step breakdown of the key U65 products: Accident, Specified Disease, and CHO ACA alternatives. We’ll show you how each plan works, what clients need, and how to position and bundle them effectively.

    Protect Clients & Commissions

    Robust Outpatient and Inpatient Benefits

    Options For Most Budgets

    Turn Locked-Out Clients Into Sales

    Easy to Use

    ACA Alternative

    ✦ Accident Protection

    • Guaranteed Issue — no Medical Underwriting

    • Deductibles Ranging from $0 - $5000

    • Options from 80%–100% Protection after Deductible

    • Chosen Deductible is Calendar Year up to $1M

    • Care Start to Finish Both Inpatient and Outpatient

    • Covers Ambulance, ER, Surgery, ICU & more

    • Includes Physical Therapy and Follow up Care

    • Optional AD&D

    ✦ Specified Disease

    • Covers 20+ Major Conditions, Including the Big 3

    • Includes Diabetes, Gastrointestinal Disease, and Gout

    • Deductibles Range from $0-$5000

    • Options from 80%–100% Protection after Deductible

    • Chosen Deductible is Calendar Year up to $1M

    • Care Start to Finish Both Inpatient and Outpatient

    • Covers Ambulance, ER, Surgery, ICU & more

    • Optional Cancer First Occurrence benefit

    • Optional Indemnity Options and More

    ✦ CHO ACA Alternative

    • No Copay Wellness Visits

    • Unlimited Low Copay Office & Specialist visits

    • Urgent Care

    • Labs and X-Rays

    • Prescription coverage

    • Virtual Care – No Cost 24/7 Telemedicine

    • Discounts on Dental, Vision, Imaging, Labs, and Medical Supplies

    • Optional Indemnity

    • Optional add-ons: Dental & Vision Insurance

    💡 Med Mutual: Unlike any other Critical Illness, Specified Disease, or Accident product you sell. This isn’t a limited lump-sum policy. It works like real insurance, with a calendar-year deductible and up to $1 million in annual coverage and $5 million lifetime protection.

    Want a More Personal Touch?

    Our team’s standing by to answer questions and walk you through it.

    Call Now: 1-800-224-9205

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    Stephanie Creahan

    Regional Leader

    CHO Health

    Agent Nucleus

    Kathy Casale leads CHO with nearly 35 years in health insurance. She builds real-world products focused on closing coverage gaps for individuals and businesses, delivering practical solutions and trusted guidance.

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    Deborah Allen

    Regional Leader

    CHO Health

    Agent Nucleus

    Dylan Jolley is a health insurance leader with nearly a decade of experience. He helps agents and clients navigate complex coverage needs with confidence, delivering practical solutions and expert support.

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    Cheryl Niesz

    Regional Leader 

    CHO Health

    Agent Nucleus

    Dr. Bill Hennessey, MD is a leading voice in healthcare advocacy, widely known for exposing billing abuses and educating patients nationwide. He has been featured on Dr. Phil  and other major media outlets.

    *Coverage, limits, and exclusions vary based on plan selected. Refer to the policy for full terms.

    ©2025 Agent Nucleus

    Made with ❤️ for our insurance heroes.

    Brought to you by CHO+MedMutual Protect